DearTime has democratised group insurance by making it individually owned. As individual policies paid by the company, both your company and your members enjoy numerous benefits.
DearTime Has Democratised Group Insurance
Here’s what we offer.
We sell insurance directly to you with instant quotation and without any third-party commission.
We offer group insurance as individual policies; therefore 6% SST tax is exempted.
Edit coverage and members whenever you like. Choose your desired premium due date.
Your members scan their faces to claim directly from us. No action is needed from you.
With DearTime, every SME and start-up can afford insurance for staff, customers, or anyone.
Manage the insurance you pay for wherever you are. Live chat/call for assistance.
Our end-to-end process is fully digitalized, making it convenient and effortless for you and your members.
Add members and pay premium online.
Add members one at a time or download excel template for bulk adding.
Pay via FPX method after your members have accepted your offer in-app.
Your next due premium is instantly quoted after paying current premium.
Manage coverage you pay for online.
Select the members you want to stop paying premiums for and remove.
Decrease coverage anytime; increase coverage anytime with member’s in-app acceptance.
Edit Due Date
Choose your desired premium due date and premium frequency.
Your member claims directly, no action from you.
Members choose the coverage to claim and scan their face for verification.
A unique claim code will appear. Your members flash it at our panel hospital.
Wait for the Money
No further action. The approved claim amount is deposited within 7 days.