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Disability

Becoming disabled may affect your everyday activities and livelihood. We cushion you from the changes you go through in the event of total permanent disability.

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Find Out More About Disability

Coverage

Disability plan is a yearly renewable term plan. A lump sum coverage amount is payable if you suffer from Total Permanent Disability (TPD) due to any causes.

Affordable Premium

Average premium RM2/month for every RM100,000 coverage amount (varies according to age, gender and occupation). No additional fees will be charged.

Eligibility

Available to those aged 2 weeks old to 65 years old, and renewable up to 70 years old.

Fully Digital Claim

You can claim by scanning face on our mobile app. Please refer to Disability Claim in FAQ for more information.

Please read these documents before you decide to take up this coverage plan.
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Get Insured with DearTime

Download our app and buy insurance for yourself or friends with ease.

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We offer life insurance products that are pure protection and easy to understand.

Medical

Medical bills increase by 10% every year. Put your mind at ease and focus on recovery while we take care of your medical bills.
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Death

You can rest in peace with adequate death coverage to support your family if the untoward happens.
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Critical Illness

Cancer hits 1 in 2 people. We cover you from 45 critical illnesses including the top 3 – cancer, stroke and heart attack.
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Accident

You cannot predict accidents. If an accident claims your life or renders you fully disabled for life, we got you covered.
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Disability

Becoming disabled may affect your everyday activities and livelihood. We cushion you from the changes you go through in the event of total permanent disability.
Learn More
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© DearTime Berhad (201901000228), all rights reserved.
2-7-1 Plaza Bukit Jalil, 1 Persiaran Jalil 1, Bukit Jalil, 57000 Kuala Lumpur, Malaysia.

All life insurance products offered by DearTime are underwritten and effected by DearTime. DearTime is an approved participant in the Bank Negara Malaysia Fintech Regulatory Sandbox to conduct life insurance business. Upon successful completion of the sandbox live-testing, DearTime aims to be licensed by the Ministry of Finance under Financial Services Act 2013 to be a full-fledged digital life insurer.

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