DearTime makes employee insurance affordable, simple, and accessible through fully digital means and restores the quality of life of your employees in times of need.
Show your employees you care. Here’s what we offer
We sell our insurance products directly to you without any third-party commission. .
Time is money; save your time by getting an instant quotation from us through our website.
Edit coverage and staff whenever you like. Employee insurance auto-renews with a full quotation.
Your employee scans face to claim directly from us without needing to claim through the employer.
With DearTime, every SME and Start-up can afford employee insurance.
Manage your employee insurance wherever you are. Live chat/call for assistance.
Why Should I Buy Employee Insurance?
Our end-to-end process is fully digitalized, making it convenient and effortless for you and your employees
Add employee and pay premium online.
Add employees one at a time or download excel template for bulk adding.
FPX payment method (for new employees, their in-app acceptance is required).
Employee insurance auto-renews upon next due date with instant full quotation.
Manage employee Insurance online.
Select the employees you want to stop paying premiums for and remove.
Increase/decrease coverage anytime (for coverage increase, employee’s in-app acceptance is required).
Edit Due Date
Choose your desired premium due date and premium frequency.
Employee claims directly, no action from employer.
Employees choose the coverage to claim and scan their face for verification.
A unique claim code will appear. Employees flash it at our panel hospital.
Wait For The Money
No further action. Approved claim money is deposited within 7 days.