DearTime makes life insurance affordable, simple, and accessible to everyone through fully digital means and restores the quality of life for those in times of need.
Here's what we offer
We sell our insurance products directly to you without any third-party commission.
We remove non-insurance frills such as investments and savings that are expensive.
We offer pure protection products, making insurance easy to understand.
Fully digitalised end-to-end process of buying, editing, and claiming insurance.
With Sponsored Insurance, even those who cannot afford insurance can get covered.
Manage your insurance policies wherever you are. Live chat/call for assistance.
Our end-to-end process is fully digitalized, making it convenient and effortless for you
About 5 minutes; no medical checkup.
Create your DearTime account and provide your user details.
Choose your coverage, answer medical survey and assign nominees.
Provide payment details, verify your identity and you are covered.
About 1 minute; swipe anytime to edit.
Choose the coverage product that you want to edit.
Swipe the coverage slider to edit your coverage amount.
Confirm your medical survey is up-to-date and your coverage is edited.
About 7 days; scan your face to initiate claim.
Choose which coverage to claim and scan your face for verification.
A unique claim code will appear. Flash it at our panel hospital.
Wait for the Money
No further action from you. Approved claim money is deposited within 7 days.