DearTime makes life insurance affordable, simple, and accessible to everyone through fully digital means and restores the quality of life for those in times of need.
Here's what we offer
Affordable
No Commission
We sell our insurance products directly to you without any third-party commission.
No Frills
We remove non-insurance frills such as investments and savings that are expensive.
Simple
Simple Product
We offer pure protection products, making insurance easy to understand.
Simple Process
Fully digitalised end-to-end process of buying, editing, and claiming insurance.
Accessible
Everyone
With Sponsored Insurance, even those who cannot afford insurance can get covered.
Everywhere
Manage your insurance policies wherever you are. Live chat/call for assistance.
Our end-to-end process is fully digitalized, making it convenient and effortless for you
Buy
About 5 minutes; no medical checkup.
Register
Create your DearTime account and provide your user details.
Select Coverage
Choose your coverage, answer medical survey and assign nominees.
Pay
Provide payment details, verify your identity and you are covered.
Edit
About 1 minute; swipe anytime to edit.
Select
Choose the coverage product that you want to edit.
Swipe
Swipe the coverage slider to edit your coverage amount.
Confirm
Confirm your medical survey is up-to-date and your coverage is edited.
Claim
About 7 days; scan your face to initiate claim.
Scan Face
Choose which coverage to claim and scan your face for verification.
Flash Code
A unique claim code will appear. Flash it at our panel hospital.
Wait for the Money
No further action from you. Approved claim money is deposited within 7 days.
